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Figure 7:: Average Deposit Premiums Paid

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Figure 7:: Average Deposit Premiums Paid

Alongside fluctuations in the interest rate environment, the banking industry has seen increasing competition for deposits in recent years. Improved loan demand in the post-recession period has led to greater funding needs, while competition from traditional banking channels has been compounded by the increased prevalence of online deposit products, often offering higher rates. All of these trends have combined to make strong core deposit base...

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